The competent online electronic transaction module

CAPS is a multi-function payment server on electronic transaction system integration. It satisfies online processing, recurring transaction and multi-acquiring activities. It can meet the manifold needs of banks.

Being the online credit card transaction solution, CAPS links the merchant's POS terminal or system to the bank host for real-time credit card payment and settlement authorization. It is a powerful module that supports account management, report generation, transaction activities of any kind such as sales, authorization, void, etc....

Besides, it takes care of recurring periodic credit card transactions at assigned dates. Through CAPS, banks and merchants achieve batch authorization and settlement without the need of going through individual application submissions.

Last but not least, CAPS supports multi-bank connection. With different user tables, which house the defined users, it can queue up the transactions to, and communicate with different bank hosts. It is an intelligent system with auto-filtering and matching capabilities.

Feature Highlights

CAPS has two versions - the standard and the professional versions:

Standard Version:

• Merchant and terminal filtering by matching with user table
• Connects to bank host via PSTN
• Transaction type filtering
• Full function credit card transaction processing such as:
    o Sales
    o Authorization
    o Void
    o Refund
    o Adjust
    o Offline 
• Support most common credit card type, eg. VISA, MasterCard, American Express, etc.
• Settlement scheduling - auto and/or remote settlement
• Standard reporting - provides daily detailed summaries, exception report, etc
• Standard administration modules for housekeeping and system configuration

Professional Version:

On top of the aforementioned, the following additional features are available:

• Supports multi- merchants and terminals based on license
• user and credit card type verification by matching the user tables with bank host tables
• Individual user transaction type filtering by detailed configuration in user table
• X.25 connection to bank host
• Transaction trace number handling by user
• Support transaction requests with credit card track 2 data
• Remote reporting
• Supports multi- administration modules for housekeeping, system configuration and user table configuration

 Download Catalogue (.pdf)